Money really sucks sometimes. Let’s just put that out there.
What’s worse is all the advice that’s supposed to make it better:
“Stick to a budget! Stop spending so much! Don’t use credit cards! Save save save!”
Stop stop stop, less less less, don’t don’t don’t. That’s the prevailing wisdom about being “good” with money. No wonder we think money sucks!
Except, it doesn’t. Or at least, it doesn’t have to.
Frankly, you already know the basics: Live within your means, pay off debt, save for retirement. (You may not be doing all these things right now, but at least you know you “should” be.)
But being “good” with money is about something just as important as doing those things.
It’s about feeling.
As in, “How can I do all those things in a way that feels right and realistic for me?”
That’s a much deeper (and far more interesting!) question, and there is no one-size-fits-all answer. Which, I’m guessing, is why you’re here and why you’re still reading.
Does it help to be organized? Without a doubt. Do you need a budget? Probably at first. Do you deserve to eat cold beans out of a can every day until your debt is paid off? Absolutely not. Will savings make you feel safer? Yes.
Are all these things attainable for you? Yes. If, and only if, you are able to stay true to what is really important to you.
You deserve a plan for spending, saving, and/or paying down debt that is tailored to you and your unique awesomeness. You deserve better than to be treated like an idiot because you asked a question. You deserve to make confident, informed financial decisions.
You don’t deserve to feel dealing with money is complicated, or not fun, or overly time-consuming, because it doesn’t have to be.
Our goals are simple. We want you to feel as relaxed about money as you do in your yoga pants. We want you to feel as powerful around money as you do in your favorite little black dress and heels. We want you to be confident and in control of your finances, and to see that being “good” with money doesn’t suck at all.
In fact, it is pretty freaking fantastic.
Grab on, hold tight, and let’s do this.